The After Graduation Budget Calculator will help you determine what your living expenses will be when you graduate or are out of school, and the income you'll need to cover them. (Check with friends and family members for a realistic estimate of expenses. You'll probably be surprised!)

Use our Loan Calculator to estimate what your monthly repayments will be for the loans you have or the loans you expect to take out to complete your education, then add them to your expenses. Once you've completed your budget, you'll understand why it's important to borrow only what you need, and think you can afford to pay back in the future.

You can also calculate the amount you may need to borrow with our In-School Budget Calculator.

Remember: Various calculators are available for use on this site. When using this calculator you agree and acknowledge that such calculators may be used for illustrative purposes only. Certain assumptions, included but not limited to loan type, interest rate, repayment plan type, borrower delinquency, forbearance and deferment, have been made for each calculator that may or may not reflect your actual circumstances.