Understand the loan application process for each type of student loan Chela has to offer. We explain everything from the process to what types of information you need ahead of time.

The fastest and easiest way to apply for a loan. You can apply online for the following loans:

• Private Loan
• Stafford
• PLUS

Note: It may be helpful to learn more about the application process before you begin the online application.

Not everyone feels comfortable completing applications online -- for that reason -- you may apply or start the application process over the phone with a Chela customer service representative.

Sometimes it's easier to preview an application before you complete one online or over the phone. You always have the option of downloading the application first, then mailing it to your school or Chela to get the process started.

Come back here if you need to complete an online application -- that's right you can always return to the Chela website to finish your online applications.